SmallBusinessLoans.com Blog } Business Financing Mind Share Like Never Before

Wireless Network for Business: The Process

05/16/2012
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Every business owner knows that the bottom line is ROI, making the most return on an investment. In a tech-savvy world that is swiftly changing and merging, there is no better ROI than investing in wireless for your commercial building. A reliable wireless network ensures clear communication between clients, employees, and employers, and is considered a necessity in every industry, be it healthcare, retail, enterprise, or anything in between.

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Have The Recent Changes To Google's Algorithm Hurt Your Business?

04/27/2012
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Google changes their algorithms so often that, according to Google, the number totals more than 500 times a year. The most recent changes were made in an effort to fight webspam and over-optimization. During a question and answer session at an SXSWest conference, Matt Cutts, head of the spam team, explained that an over-optimization penalty would help level the playing field for websites that do little or no search engine optimization.

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I Have a Great Idea for a Business, Now What?

04/24/2012
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Most new entrepreneurs start out with a great idea. In most cases this idea will solve a problem or make an existing product or service easier and more efficient.  A great example would be the Dyson vacuum. James Dyson had an idea for improving the vacuum cleaner, one that would eliminate the vacuum bag. Dyson could not sell his idea to any manufacture, so he opened his own manufacturing company. Ten years after his initial idea, his breakthrough was a TV ad with the slogan "say goodbye to the bag" up until then the idea made very little money, if any.

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Franchise Loans | Will Lending Keep Pace With Demand?

04/23/2012
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According to the IFA (International Franchise Association) at the Small Business Lending Summit in Washington on Tuesday (4-17-2012), loans to franchises are projected to hit $9.5 billion in 2012. However, the future estimated demand is $11.72 billion, a short fall of 18.6%.

This is the basis of the story in The Washington Post on 4-18-2012. They report that demand for new loans for franchises will not be met by lending institutions due to the lack of willingness to lend and/or the ability to grant a loan.

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How to Apply for Commercial Loan Modification

04/16/2012
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Commercial loan modification is a process of permanently altering one or more terms of the commercial mortgage. This usually occurs when refinancing is not possible. There are various kinds of modifications. A temporary situation is termed as forbearance while a modification is permanent.

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Farm Equipment Leasing: When is it Right for You?

04/13/2012
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When family-sized farmers and ranchers cannot obtain commercial credit from their banks, the next step would be farm equipment leasing. Actually, leasing farm and agricultural equipment is a realistic alternative to any excising or new farmer. With the expensive costs equipment, leasing it could be a better alternative than a purchase.

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6 Tips for Affordable Business Vehicle Insurance

04/03/2012
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Most small businesses need a variety of insurance policies to protect the value of the company, eliminate the chance of financial ruin, and take care of employees in the case of an onsite medical emergency. If your small business uses vehicles in any capacity, then you should also investigate different types of auto insurance for all company vehicles. This is vital because if the drivers are in an accident and cause themselves or other individuals harm, the entire company can be sued. Here are six helpful tips for insuring your businesses vehicles affordably:

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How Small Businesses Can Avoid Credit Repair Scams

04/02/2012
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If you own or manage a small business, you probably know that debt is often an unavoidable cost of doing business.

Large, sudden expenses sometimes necessitate taking out short-term lines of credit to prevent insolvency. In some cases, however, small businesses end up with an unsustainable and unmanageable amount of debt, resulting either in a disorderly default, or bankruptcy (which is essentially an orderly default).

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Business Credit Cards vs. Business Loans: Who Wins?

03/30/2012
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Money. It’s something every business needs, but what’s the best way to go about getting it? Should you go with a business loan or a business credit card? Here are five factors to consider…

1. How established is your company’s credit history?

Lenders are going to go through a 20 item check list when evaluating your loan application. Find out if you are fundable.

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Business Credit and Personal Guarantees

03/29/2012
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By Tom Gazaway - Meet the Expert

When talking to small business owners every day, there are a few statements I hear that make me cringe...or at least make me wonder what website they've been looking at or who have they been talking to. Here are some examples:

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